| A. Minimum Deposit Balances |
| Regular Savings Account |
PHP1,000,000 |
| Regular Checking Account/Check Plus Account |
PHP1,000,000 |
| SPA or Time Deposit |
PHP2,000,000 |
| Regular Savings Account (US$) |
US$10,000 |
| Time Deposit (US$) |
US$50,000 |
B. Bank Charges |
| Below-Minimum Maintaining Fee |
| - Peso Account |
PHP1,000 per month |
| - US$ Account |
US$25 per month |
Dormancy Fee |
| - Peso Account |
PHP1,000 per month |
| - US$ Account |
US$25 per month |